Always on. Even on Sundays.

Books that close themselves,24/7.

Tallyward is the autonomous bookkeeping teammate for freelancers, solopreneurs, and small businesses. It links every account that moves money, sorts every transaction, splits marketplace payouts the way a non-accountant can actually read, and chases overdue invoices — so your books never turn back into a shoebox.

Get on the waitlistSee how it works
  • No setup call needed
  • Plain-English books
  • SOC 2 from day one
TW
Today's ledgerLive · updated 32s ago
5 entries
  • 09:14

    Stripe payout · Etsy 03/12

    → Business checking

    $1,842.06Auto-split
  • 09:14

    Platform fees · Etsy 03/12

    → Fees & commissions

    −$128.40Auto-split
  • 09:14

    Sales tax collected · Etsy 03/12

    → Sales tax payable

    −$142.10Auto-split
  • 09:15

    Invoice #221 · Northwind Studio

    → Accounts receivable

    $2,400.00Sent
  • 11:02

    Chase Sapphire · marketing tooling

    → Software & SaaS

    −$84.00Learned
Review needed · 0+$3,887.56 today

Connects where money moves

  • Stripe· Payouts
  • PayPal· Inbox
  • Etsy· Marketplace
  • Shopify· Marketplace
  • eBay· Marketplace
  • Amazon· Seller
  • Plaid bank feed· Bank feed
  • Chase · Mercury · Wells · AmEx· Bank feed

How it works

Four quiet steps, then nothing to do.

Unlike copilot tools that wait for a prompt, Tallyward runs as an autonomous teammate — overnight, on weekends, during tax season.

  1. 01Link

    Bring in every account that moves money

    Bank accounts, credit cards, Stripe, PayPal, and marketplace sellers — Etsy, Shopify, eBay, Amazon through Plaid and direct platform APIs. One connection per source, OAuth where available.

  2. 02Learn

    A categorization model that learns from you

    Every transaction auto-sorts on day one. Every correction you make trains the model. By month three, the only transactions showing up for review are the genuinely ambiguous ones.

  3. 03Reconcile

    Marketplace payouts that read like prose

    A single Stripe or Etsy deposit becomes clean journal entries — platform fees, shipping, refunds, sales tax across the right accounts. Even your accountant will say thank you.

  4. 04Close

    Inbox-ready P&L on the first of every month

    A Schedule C–ready P&L lands in your inbox before breakfast. Anything that needs your eyes is flagged and explained. Tax season is no longer a season.

Marketplace reconciliation

One deposit. Many clean entries.
Readable the way you'd actually read it.

A single Stripe or Etsy payout becomes platform fees, shipping, refunds, and sales tax across the right accounts — so the books look like you mean them, even if you didn't write them.

Stripe payout · 03/14
→ Business checking · Wells Fargo

  • Stripe payout · 03/14

    → Business checking

    $2,148.55
    Net

  • Stripe processor fees

    → Bank & processor fees

    −$52.18
    Auto-split

  • Refund · Inv #208

    → Refunds & chargebacks

    −$180.00
    Auto-split

  • Sales tax collected

    → Sales tax payable

    −$162.40
    Auto-split

  • Chargeback reversed · #221

    → Refunds & chargebacks

    +$210.00
    Auto-split

Why this is special

Stripe deposits, demystified.

A mixed batch: one SaaS invoice, one refund, one dispute reversed. Tallyward splits everything cleanly.

  • The deposit lands in Business checking · Wells Fargo.
  • Tallyward pulls line items from the source where possible, or infers ratios from history when it can't.
  • Each split is a real general-ledger entry — exportable to QBO, Xero, or your CPA's intake CSV.
Average time from deposit to reconciled books: 47 seconds.
TWInbox · me@studio.com
Mar 1 · 7:02 am

March close · freelance illustration

Your February P&L is ready.

4 items need a quick look. Everything else is clean.

LineFebJan
Revenue$14,820.05$12,608.40
Platform & processor fees−$1,184.30−$990.12
Refunds & chargebacks−$220.00$0.00
Software & SaaS−$312.00−$312.00
Shipping & postage−$148.74−$201.88
Sales tax payable$1,142.10$960.40
Materials & COGS−$612.40−$488.00
Net$13,484.71$11,476.80
Flagged for review: 4 items · View in Tallyward →

Close of month

A Schedule C in your inbox.
Before you finish coffee.

On the first of every month, Tallyward emails a founder-friendly P&L — sales, fees, refunds, COGS, and net — with anything that needs your eyes flagged and explained. Politely nudge-able when something looks off, so you stay in the loop without doing the bookkeeping.

  • Net, gross, and top-line movements in plain numbers
  • Flagged review items, each with a one-line reason
  • A CSV export ready for your CPA's intake form
  • Quarter-rollup view when it's tax season

Security & trust

Built like the books had to be right on the first try.

Because they usually have to be.

  • SOC 2 posture from day one

    Type II controls in place as features ship, not bolted on later.

  • IRS-grade data handling

    Encryption at rest and in transit, immutable audit log, role-scoped access.

  • Read-only by default

    Tallyward never moves money. Connections are token-based and revocable from your dashboard.

  • Yours to leave with

    Full CSV / QBO export at any time. No lock-in, no weird export fees.

FAQ

Questions, gently answered.

Still have one? Ask us directly.

Waitlist · launch cohort

Stop doing the books.
Start reviewing them.

Join a small launch cohort of freelancers and microbusinesses getting their books closed by Tallyward every month. No setup call. No long contract. Cancel anytime.

Early access

Tell us what you sell.

We open spots in small waves so the team can onboard every account with care. Drop us one line and we'll be in touch within a day.

Email usRe-read how it works

tallyward-tnaz9f@polsia.app